RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE

Citizens & Northern Net Income 2024

Citizens & Northern Net Income

24.47 M USD

Citizens & Northern Dividend yield

6.2 %

Ticker

CZNC

ISIN

US1729221069

WKN

A0DPS7

In 2024, Citizens & Northern's profit amounted to 24.47 M USD, a 2.13% increase from the 23.96 M USD profit recorded in the previous year.

The Citizens & Northern Net Income history

YEARNET INCOME (undefined USD)
2025e27.14
2024e24.47
202323.96
202226.4
202130.3
202019.1
201919.4
201821.9
201713.4
201615.8
201516.5
201417.1
201318.6
201222.7
201123.4
201017.6
2009-40.8
200810.1
200710.4
200612
200513
200414.9

Citizens & Northern Aktienanalyse

What does Citizens & Northern do?

Citizens & Northern Corp (C&N) is a US bank holding company based in Wellsboro, Pennsylvania. The company was founded in 1864 as The First National Bank of Wellsboro and later changed its name to the current one. Since its establishment, the company has continued to evolve and has become a leading financial institution in the region. C&N's business model focuses on offering a comprehensive range of financial products and services to individuals, businesses, and institutions. The bank has its focus on loans, deposits, mortgages, asset management, and insurance services. The bank provides loans for home purchases, cars, commercial real estate, and agricultural businesses. Additionally, customers can also choose various types of deposits such as certificates of deposit, checking accounts, and online savings programs. Asset management includes investment options such as mutual funds and pensions. The insurance business includes policies for individual and business customers as well as health insurance. C&N also operates a wealth management business for affluent clients. In this aspect, the company assists these clients in managing their wealth and offers a wide range of services such as tax planning, foundation establishment, succession planning, and risk assessment. The bank operates approximately 26 branches in northeastern Pennsylvania and southwestern New York, where the company offers its services. C&N emphasizes personal customer contact and relies on long-term relationships with its customers. The bank's employees ensure that customers receive tailored services for their needs and concerns and feel comfortable at the bank. C&N divides its business into three areas: retail banking, business banking, and wealth management. The retail banking division offers services for individual customers, while the business banking division is intended for commercial customers. Wealth management targets customers with higher wealth. C&N's retail banking division offers a wide range of products and services for individual customers. These include checking accounts, loans, credit cards, savings accounts, and more. A particular focus is on offering banking services that make customers' daily lives easier. For example, C&N offers online banking, mobile banking, paperless transactions, and interest savings for regular saving. C&N's business banking division provides services to businesses with annual revenues of up to $25 million. The company focuses on offering loans and savings accounts for corporate customers. The focus is on tailored solutions for businesses to efficiently use their capital. C&N's wealth management division offers a wide range of services to high-net-worth clients by assisting them in managing their wealth. Wealth management employees help create wealth plans, succession plans, foundation establishment, and tax planning for high-net-worth clients. Overall, Citizens & Northern Corp has become a leading financial institution that supports customers in the region as a trusted partner in achieving their financial goals and dreams. With a tailored approach for each customer and innovative banking solutions, the company continues to evolve to meet the needs of its customers. Citizens & Northern ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Citizens & Northern's Profit Margins

The profit margins of Citizens & Northern represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Citizens & Northern's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Citizens & Northern's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Citizens & Northern's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Citizens & Northern’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Citizens & Northern Stock

How much profit has Citizens & Northern made this year?

Citizens & Northern has made 24.47 M USD this year.

How has the profit developed compared to last year?

The profit has increased by 2.13% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Citizens & Northern publish its earnings?

Citizens & Northern publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Citizens & Northern?

The profits of Citizens & Northern are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Citizens & Northern?

You can learn more about the earnings of Citizens & Northern by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Citizens & Northern pay?

Over the past 12 months, Citizens & Northern paid a dividend of 1.12 USD . This corresponds to a dividend yield of about 6.2 %. For the coming 12 months, Citizens & Northern is expected to pay a dividend of 1.16 USD.

What is the dividend yield of Citizens & Northern?

The current dividend yield of Citizens & Northern is 6.2 %.

When does Citizens & Northern pay dividends?

Citizens & Northern pays a quarterly dividend. This is distributed in the months of August, November, February, June.

How secure is the dividend of Citizens & Northern?

Citizens & Northern paid dividends every year for the past 22 years.

What is the dividend of Citizens & Northern?

For the upcoming 12 months, dividends amounting to 1.16 USD are expected. This corresponds to a dividend yield of 6.43 %.

In which sector is Citizens & Northern located?

Citizens & Northern is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Citizens & Northern kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Citizens & Northern from 5/17/2024 amounting to 0.28 USD, you needed to have the stock in your portfolio before the ex-date on 5/3/2024.

When did Citizens & Northern pay the last dividend?

The last dividend was paid out on 5/17/2024.

What was the dividend of Citizens & Northern in the year 2023?

In the year 2023, Citizens & Northern distributed 1.12 USD as dividends.

In which currency does Citizens & Northern pay out the dividend?

The dividends of Citizens & Northern are distributed in USD.

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Andere Kennzahlen von Citizens & Northern

Our stock analysis for Citizens & Northern Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Citizens & Northern Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.